:root{
  --ink:#1B2430; --navy:#213244; --navy-dk:#16202C; --slate:#5B6775; --line:#E4E0D8;
  --paper:#FBF9F5; --sand:#F2EDE4; --copper:#B5784F; --copper-dk:#92603C; --white:#fff;
  --serif:'Fraunces',Georgia,'Times New Roman',serif; --sans:'Source Sans 3','Segoe UI',system-ui,sans-serif;
  --shell:1120px; --pad:22px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--sans);color:var(--ink);background:var(--paper);font-size:17.5px;line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit}
.shell{max-width:var(--shell);margin:0 auto;padding:0 var(--pad)}
h1,h2,h3{font-family:var(--serif);font-weight:500;line-height:1.1;letter-spacing:-.01em}
h1{font-size:clamp(2.4rem,5.2vw,4rem)}
h2{font-size:clamp(1.8rem,3.4vw,2.6rem)}
h3{font-size:1.3rem;font-weight:600}
.eyebrow{font-family:var(--sans);text-transform:uppercase;letter-spacing:.18em;font-size:.78rem;font-weight:600;color:var(--copper);display:block;margin-bottom:12px}
.lede{font-size:1.2rem;color:var(--slate);max-width:60ch;line-height:1.6}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-family:var(--sans);font-weight:600;font-size:1rem;letter-spacing:.02em;padding:14px 26px;border-radius:4px;text-decoration:none;border:1.5px solid transparent;cursor:pointer;transition:.18s}
.btn-copper{background:var(--copper);color:#fff;border-color:var(--copper)}
.btn-copper:hover{background:var(--copper-dk);border-color:var(--copper-dk)}
.btn-ghost{background:transparent;color:var(--ink);border-color:rgba(27,36,48,.35)}
.btn-ghost:hover{border-color:var(--ink)}
.btn-ghost.on-dark{color:#fff;border-color:rgba(255,255,255,.5)}
.btn-ghost.on-dark:hover{border-color:#fff}
a:focus-visible,button:focus-visible{outline:3px solid var(--copper);outline-offset:3px}

.head{background:var(--paper);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.head .shell{display:flex;align-items:center;gap:30px;min-height:78px}
.brand{text-decoration:none;display:flex;align-items:center;gap:12px}
.brand .mark{width:40px;height:40px;border:1.5px solid var(--ink);border-radius:2px;display:grid;place-items:center;font-family:var(--serif);font-weight:600;font-size:1rem;letter-spacing:.04em}
.brand b{font-family:var(--serif);font-weight:500;font-size:1.25rem;letter-spacing:.01em;display:block;line-height:1}
.brand small{display:block;font-size:.74rem;text-transform:uppercase;letter-spacing:.16em;color:var(--slate);margin-top:4px}
.nav{margin-left:auto;display:flex;align-items:center;gap:26px}
.nav a{text-decoration:none;font-weight:600;font-size:.98rem;color:var(--ink);padding:6px 0;border-bottom:2px solid transparent}
.nav a:hover,.nav a.current{border-bottom-color:var(--copper)}
.nav .phone{color:var(--slate);font-weight:600}
.nav .btn{padding:11px 20px;font-size:.95rem}
.burger{display:none;background:none;border:1.5px solid var(--ink);border-radius:4px;padding:8px 10px;margin-left:auto}
.burger span{display:block;width:20px;height:2px;background:var(--ink);margin:4px 0}
.mnav{display:none;border-top:1px solid var(--line);background:var(--paper);padding:6px 0 14px}
.mnav.open{display:block}
.mnav a{display:block;padding:12px var(--pad);text-decoration:none;font-weight:600;border-bottom:1px solid var(--line)}
.mnav a.cta{color:var(--copper)}

.hero{background:var(--navy);color:#fff;position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background:radial-gradient(1200px 500px at 85% 10%,rgba(181,120,79,.28),transparent 60%),radial-gradient(800px 400px at 10% 100%,rgba(255,255,255,.06),transparent 60%)}
.hero .shell{position:relative;padding:96px 0 90px;max-width:900px}
.hero .eyebrow{color:#D9B99B}
.hero h1{color:#fff;margin-bottom:20px;max-width:16ch}
.hero p{font-size:1.25rem;color:#D6DCE3;max-width:56ch;margin-bottom:30px;line-height:1.6}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap}
.cred{background:var(--sand);border-bottom:1px solid var(--line)}
.cred .shell{display:grid;grid-template-columns:repeat(4,1fr)}
.cred div{padding:24px 22px;border-right:1px solid var(--line)}
.cred div:last-child{border-right:none}
.cred b{display:block;font-family:var(--serif);font-size:1.55rem;font-weight:500;line-height:1.1;margin-bottom:4px}
.cred span{font-size:.92rem;color:var(--slate)}
.sec{padding:84px 0}
.sec-sand{background:var(--sand)}
.sec-navy{background:var(--navy);color:#fff}
.sec-navy h2,.sec-navy h3{color:#fff}
.sec-navy .lede,.sec-navy p{color:#D6DCE3}
.sec-navy .eyebrow{color:#D9B99B}
.sec-head{max-width:66ch;margin-bottom:40px}
.sec-head h2{margin-bottom:12px}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:6px;padding:28px 26px}
.card h3{margin-bottom:10px}
.card p{color:var(--slate);font-size:.98rem}
.card .n{font-family:var(--serif);font-size:2rem;color:var(--copper);line-height:1;margin-bottom:14px}
.prose p{color:var(--slate);margin-bottom:16px;max-width:66ch}
.prose p.first{color:var(--ink);font-size:1.15rem}
.prose ul{margin:0 0 16px 20px;color:var(--slate)}
.prose li{margin-bottom:8px}
.prose a{text-decoration:underline;text-decoration-color:var(--copper);text-underline-offset:3px}
.prose h3{margin:28px 0 10px}
.quote{border-left:3px solid var(--copper);padding:6px 0 6px 22px;font-family:var(--serif);font-size:1.35rem;line-height:1.45;color:var(--ink);max-width:40ch}
.fees{display:grid;grid-template-columns:1fr 1fr;gap:22px;max-width:820px}
.fee{background:#fff;border:1px solid var(--line);border-radius:6px;padding:30px}
.fee.pick{border-color:var(--copper);box-shadow:0 10px 30px rgba(27,36,48,.08)}
.fee h3{margin-bottom:6px}
.fee .price{font-family:var(--serif);font-size:2.6rem;font-weight:500;line-height:1;margin:8px 0 14px}
.fee ul{list-style:none;margin:0}
.fee li{padding:8px 0;border-top:1px solid var(--line);font-size:.97rem;color:var(--slate)}
.fee li::before{content:"— ";color:var(--copper)}
.note{background:#fff;border-left:3px solid var(--copper);padding:16px 20px;border-radius:4px;margin:18px 0;color:var(--slate);font-size:.97rem}
.sec-sand .note{background:#fff}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.step{background:#fff;border:1px solid var(--line);border-radius:6px;padding:26px}
.step::before{counter-increment:s;content:counter(s,decimal-leading-zero);font-family:var(--serif);font-size:1.8rem;color:var(--copper);display:block;margin-bottom:12px;line-height:1}
.step h3{margin-bottom:8px;font-size:1.15rem}
.step p{color:var(--slate);font-size:.96rem}
.cta{background:var(--navy-dk);color:#fff;padding:80px 0}
.cta h2{color:#fff;margin-bottom:12px}
.cta p{color:#C9D1DA;max-width:56ch;margin-bottom:26px;font-size:1.1rem}
.contact-list{list-style:none;margin:0 0 20px}
.contact-list li{display:grid;grid-template-columns:110px 1fr;gap:14px;padding:12px 0;border-bottom:1px solid var(--line)}
.contact-list b{font-size:.78rem;text-transform:uppercase;letter-spacing:.14em;color:var(--slate);padding-top:4px;font-weight:600}
.contact-list a{font-weight:600;text-decoration:none}
.contact-list a:hover{color:var(--copper)}
.page-hero{background:var(--navy);color:#fff;padding:64px 0 56px}
.page-hero .eyebrow{color:#D9B99B}
.page-hero h1{color:#fff;font-size:clamp(2.2rem,4.6vw,3.4rem)}
.page-hero p{color:#D6DCE3;max-width:60ch;font-size:1.15rem;margin-top:12px}
.foot{background:var(--navy-dk);color:#B9C2CC;padding:56px 0 0;font-size:.95rem}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:36px;padding-bottom:36px}
.foot h4{color:#fff;font-family:var(--sans);text-transform:uppercase;letter-spacing:.16em;font-size:.78rem;font-weight:600;margin-bottom:14px}
.foot ul{list-style:none}
.foot li{margin-bottom:8px}
.foot a{text-decoration:none}
.foot a:hover{color:#fff}
.foot .brand b{color:#fff}
.foot .brand small{color:#B9C2CC}
.foot .brand .mark{border-color:#fff;color:#fff}
.foot-bottom{border-top:1px solid rgba(255,255,255,.12);padding:18px 0 26px;font-size:.85rem;display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap}
@media (max-width:980px){
  .grid-2,.fees{grid-template-columns:1fr}
  .grid-4,.steps{grid-template-columns:1fr 1fr}
  .grid-3{grid-template-columns:1fr}
  .cred .shell{grid-template-columns:1fr 1fr}
  .cred div:nth-child(2){border-right:none}
  .cred div:nth-child(1),.cred div:nth-child(2){border-bottom:1px solid var(--line)}
  .foot-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:720px){
  .nav{display:none}.burger{display:block}
  .grid-4,.steps,.cred .shell,.foot-grid{grid-template-columns:1fr}
  .cred div{border-right:none;border-bottom:1px solid var(--line)}
  .sec{padding:56px 0}
  .hero .shell{padding:64px 0 60px}
  .contact-list li{grid-template-columns:1fr;gap:4px}
}